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December 28 2014

December 26 2014

The Challenges of Insuring an Unoccupied Property

If your property is, or is about to become unoccupied for an extended period then please do not make the assumption that your Insurance Company will automatically cover it, they usually only provide unoccupancy cover for a short period which is usually up to 30 days.

Whether your property is empty waiting on a sale, you’ve been left the property in a will or intending to let your empty property you need to keep your asset safe with unoccupied property insurance, specialist cover for your property while it’s unoccupied for an extended period of time, this type of cover will differ from your traditional home insurance.

Many of the leading Insurance brands consider the risk of an empty property too high for a number of reasons; the chances of it suffering damage are much higher e.g. burst pipes in cold weather due to a lack of heating, criminal damage, vandalism, burglary or squatters. An unoccupied property also faces an increased risk of storm damage or flood due to a lack of monitoring and maintenance.

If you happen to be the owner or are in charge of an empty property there are some very simple precautions you can take to ensure your property remains in good order when empty:-

  • Regularly inspect it, don’t leave it for weeks and months; ensure you or a trusted friend or relative gain access to the property and carry out a proper inspection of each room and any outbuildings.
  • Install insurer approved security including alarms and approved locks.
  • To reduce the risk of fire, remove all combustible materials such as free newspapers and junk mail and consider a fire alarm alongside any security alarm
  • Provide your contact details to trusted neighbours who can then notify you if anything untoward has occurred

Another important consideration is that of plumbing, ifyour property is to be empty for the winter period then I recommend draining your pipes and having the heating on at regular intervals.

If your property is currently empty you need specialist empty property insurance from Brokers with proven experience in this particular unique area of insurance. By choosing unoccupied property insurance from The Property Insurer you will be in touch with a panel of proven specialists in this particular field, they understand the risk associated with empty properties and be able to tailor cover that meets your requirements and your budget – you can be assured of a great deal from The Property Insurer.

The post The Challenges of Insuring an Unoccupied Property appeared first on Real Estate Agent Job Site.

December 21 2014

December 16 2014

ImageSuite 2.0 Has a Solution For Realtors and Other Business Owners

A couple years ago, my father in law obtained his real estate license. Like any business today, a lot of his success was dependent on having a strong Internet presence, particularly through branding and social media. As far as branding, his first obstacle was to create his own website for his real estate business. With plenty of premium WordPress themes in the real estate niche to choose from, he found one that was very nice, but also gallery centric. In other words, he would try to attract prospects by showing them pictures of great homes.

As it turns out, this presented a major issue in itself that he did not anticipate at first. He thought it would be convenient and simple enough to use the Internet and download pictures of the homes he wanted to display on his website. A couple months later, several “angry” emails came through notifying him that he had to take down all of his pictures or “John Doe” would take legal action against him. In these scenarios, you cooperate, take down the images, and everyone’s happy. Well… kinda… I guess the better word would be “relieved” in my father in law’s case.

image editor

ImageSuite 2.0’s Image Editor

The problem is my father in law did not have permission to use these images on his website, so he went back to the drawing board thinking, “No biggie. How hard can it really be to find royalty free images to use on my website?” Well, unless he is going to drive over to those houses and take the pictures himself, it turns out that it’s actually quite difficult to find the right royalty free images online.

But times have changed for the better if you are using WordPress to create your websites. The ImageSuite 2.0 plugin has made it possible to have an abundance of royalty free images in any niche on demand. If my father in law had ImageSuite 2.0 installed on his WordPress-based site back when he was searching for images to use, he would have simply entered “houses in (city name)”, clicked the search button, and ImageSuite 2.0 would have presented him with more than enough options to choose from.

On top of that, ImageSuite 2.0 gives you the ability to enter any image without leaving your WordPress account area. To do this, you would simply click the “Edit” button after choosing your image, and you could pretty much do whatever you want with these images. For example, if it’s a picture of a house on Dove Court in Denver, Colorado, you could click on the text tool and write the street address onto the actual photo. Or perhaps you add a custom border to each photo to sort of give all of the images your brand’s “stamp”. The list goes on and on and I think many business owners with websites will benefit from ImageSuite 2.0. Technically, you could benefit from this plugin even if you do not use WordPress, but it’s obviously ideal for WordPress users that are already logged in to a WordPress dashboard.

The post ImageSuite 2.0 Has a Solution For Realtors and Other Business Owners appeared first on Real Estate Agent Job Site.

December 14 2014

December 07 2014

December 04 2014


Securing your home with an alarm system was once a very cumbersome and expensive task. It had to be professionally installed, wires had to run everywhere. The optimal time for putting one into your home is when it is getting built or getting renovated.


Alarm installations were usually only performed by companies who sold their own systems, and had expensive tie in contracts for monitoring your property. But during the last 5 years the home security market has been severely shook up.


Thanks to online shopping giants like Amazon and the mass onset of online shopping, there are loads of DIY home security alarm systems for sale at very cheap prices. They are so easy to install a child can do it. Indeed some even have marketing videos where a child is indeed actually installing their systems.


Thanks to advances in wireless technology sensors can be installed all over your home without the need of any wires. They send signals back to the master control unit. Once a threat is detected usually by a door or window being forced open, or when motion is detected in a portion of your home where they alarm is set up, then the siren is activated.


You can choose to have your system monitored by a professional company. They monitor signals from your alarm 24 hours a day. Many systems can also detect if they are being tampered with or if the wires or phone lines have been cut. This is one reason for having a telephone line enabled, and a cellular enabled alarm system. If one goes down or is tampered with the other acts as a back up. Cellular systems work off the GSM network, the same as mobile phones and Sat Navs.


Once professionally monitored, if your alarm is triggered the monitoring company will phone you to check you are ok. They will ask you for a password, and if you give them the wrong code they will contact the authorities. You can also give them a fake passcode which they will know has been given under duress. They will play along with you but secretly contact the police. If your passcode is not given, or if your phone is not answered, they will contact one of the keyholders you have placed on your list, and also contact the authorities.


Professional monitoring can cost $19.95 per month and upwards. If you don’t want to opt for a monthly feee, you can choose a speech dialler instead. This is even available on some systems. It will contact you on the numbers specified, and/or send a text to the numbers specified if a break in has been detected.


The post DIY HOME SECURITY SYSTEMS appeared first on Real Estate Agent Job Site.

December 02 2014

November 30 2014

November 23 2014

November 17 2014

November 16 2014

November 13 2014

November 12 2014

November 11 2014

November 09 2014

November 02 2014

October 28 2014

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